NCTC FBM - Moorhead                              
                       HOUSEHOLD AND PERSONAL EXPENSES, 1999                     
           Northland Community and Technical College Farm Business Mgt.          
                                     Moorhead                                    
                         (Average of all farms reporting)                        


                                                   Average Of
                                                    All Farms
                                                  ------------
 Number of Sole Proprietors                               10


 Average family size                                     3.9


 FAMILY LIVING EXPENSES
   Food and meals expense                               6043
   Medical care and health insurance                    3114
   Cash donations                                       2368
   Household supplies                                   3253
   Clothing                                             3200
   Personal care                                        1675
   Child / Dependent care                               1928
   Gifts                                                1163
   Education                                            1945
   Recreation                                           3780
   Utilities (household share)                           597
   Nonfarm vehicle operating expense                     878
   Household real estate taxes                           124
   Dwelling rent                                          - 
   Household repairs                                    2670
   Nonfarm interest                                      982
   Life insurance payments                               935
 Total cash family living expense                      34654
   Family living from the farm                            - 
 Total family living                                   34654


 OTHER NONFARM EXPENDITURES
   Income taxes                                        12815
   Furnishing & appliance purchases                       - 
   Nonfarm vehicle purchases                             449
   Nonfarm real estate purchases                          - 
   Other nonfarm capital purchases                        - 
   Nonfarm savings & investments                          79
 Total other nonfarm expenditures                      13342

 Total cash family living,
 investment & nonfarm capital purch                    47997




 PARTNERSHIPS
   Number of partnerships                                  7
   Number of operators per partnership                   1.6
   Average owner withdrawals per farm                  42402
   Average withdrawals per operator                    26983